IELTS Speaking Part 3
Money and financial education
Practise discussing broader issues connected with financial education. These are original discussion prompts, not official or predicted exam questions.
Original practice material · Draft: editorial review pending
Practice questions
1. How has financial education changed over the last generation?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
2. Why do people have different attitudes towards financial education?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
3. What benefits can financial education bring to individuals or communities?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
4. What problems can arise when financial education is handled poorly?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
5. What role should schools, families or employers play in financial education?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
6. Should governments invest more public resources in financial education? Why or why not?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
7. How might financial education develop over the next twenty years?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
8. How might attitudes towards financial education differ between generations or cultures?
- Give a clear position.
- Explain the main reason or trade-off.
- Support it with an example.
- Acknowledge a different perspective when useful.
Develop your ideas
- compare past and present
- explain causes and effects
- consider advantages and disadvantages
- give an example
- qualify an opinion
- suggest a realistic solution
Useful language
- One important factor is…
- A possible downside is…
- Compared with the past,…
- It depends on…
- For instance,…
- In the long term,…
An example to develop
- A classroom exercise could ask learners to compare two fictional household budgets. Explain how a realistic task can make abstract terms easier to understand.
- Choose a relevant question above. State your view, explain how this example supports it, and consider one limitation. These are hypothetical practice examples, not research claims.
Practise your answer
Use the existing speaking practice tools, or type instead. This is practice feedback, not an IELTS band score.
up to 90 seconds practice.